Welcome to Health Guide Quotes
Get a Competitive Coverage Quote Today!
Call now for total family security!
(407) 460 - 9384
Speak with an Agent today!
Business Hours
Monday - Friday 8:00am - 9:00pm
Saturdays 10:00am - 6:00pm
Sundays 12:00am - 4:00pm
Hablamos Español
Broad Choice of Providers
Cost Savings
Access to Additional Benefits
COVERAGE OPTIONS
HEALTH INSURANCE
DENTAL INSURANCE
VISION COVERAGE
SUPPLEMENTAL INSURANCE
OUR SERVICES
Know the Difference
Employee Insurance
Employer health insurance, part of employee benefits, covers medical costs like doctor visits and prescriptions, provided by the employer for staff well-being.
Advantage: Lower cost with employer covering 70%-90% of monthly premium.
Disadvantage: Adding family members and dependents can be costly.
Affordable Care Act (ACA)
Public marketplace insurance, often called Obamacare or Bidencare allows individuals to buy plans on the Health Insurance Marketplace. These plans, provided by private insurers, adhere to government standards and may qualify for income-based subsidies.
Advantage: Suitable for low-income and those with chronic illnesses; everyone is accepted.
Disadvantage: High deductibles, out-of-pocket maximums, and higher rates due to High-Risk Pool; Limited EPO/HMO networks.
Private insurance
Private underwritten insurance mandates a medical underwriting process, assessing health history and status. Pre-existing conditions may lead to exclusions or higher premiums based on health risks.
Advantage: Low deductible, affordable rates due to Low Risk Pool (Fewer claims).
Disadvantage : Not universal acceptance, potential approval delays.
Supplemental Insurance
Hospital indemnity insurance offers a fixed daily payout during hospitalization, complementing major medical coverage by filling potential expense gaps from illness or injury.
Advantage: Affordable premiums with no deductible.
Disadvantage: NO Max out of pocket (Catastrophic coverage)
Speak with an Agent today!
By clicking ‘Submit For Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with HealthBasedBenefits.com at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time. Message and data rates may apply. Message frequency varies. Please click here to view our Privacy Policy.